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Disability Life Insurance Disability Life InsuranceDisability Life Insurance: Free brochure and quotes on disability life insurance.

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Veterans'

Veterans' benefits: The scope of each of these is limited. For example, the life insurance

aspect is limited only to paying (rather small) survivors' benefits to survivors of veterans killed in the course of their service; it is not a general term life policy. Newsweek magazine's cover story for the issue of March 05, 2007 discusses the problems that American veterans of the wars in Afghanistan and Iraq are currently facing in receiving their VA benefits.

The important variables regarding claims are listed below. Not every variable matters to every type of disability insurance, but most of these are generally relevant. Was the disability unpredictable (not resulting from previously-known chronic illness)? Was the disability incurred in the course of

Employer-supplied disability insurance: Since one of the top reasons for becoming disabled is getting hurt on the job, it is not surprising that the second-most important form of disability insurance is that provided by employers to cover their employees. There are several subtypes that may or may not be separate parts of the benefits package: workers' compensation and more general (but very basic) disability insurance policies.

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A sidebar in the same Newsweek article points out an even more depressing truth: the Americans injured in these wars, for all the obstacles to proper care, will still probably receive much better compensation and healthcare in years to come than their injured Afghani or Iraqi colleagues. And of the two groups (U.S. disabled vets and middle-eastern disabled vets), the latter group is larger.

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